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BellaOnline's Home Ownership Editor

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 T O P   T E N  

Here are the top ten articles for the Home Ownership Site! These rankings are live and get reset at the beginning of each month, so check back often to see what your fellow visitors are most interested in!

1. Homeownership is a Responsibility
We have all heard it before. The dream of homeownership, everyone wants to own a home. This is both good and bad depending on the person. Homeownership needs to be taken seriously by anyone who thinks about it or is already a homeowner. Since homeownership is a responsibility, there is a lot involve

2. Why Is Home Ownership Declining?
It seems like just a few years ago, home ownership was soaring. Everyone and anyone was out there buying a home. New construction could be seen everywhere. There was every type of mortgage for everyone and every type of scenario out there. What has happened? Why is homeownership declining?

3. What Is Forced Placed Insurance?
So what happens when the homeowner allows their homeowner's insurance policy to lapse?

4. Factors Affecting Home Value
No matter what the climate of the real estate market is, there are several factors that have been around forever that will have a direct affect on home values. Everyone is aware that an over abundance of foreclosure properties in a particular neighborhood will bring market values down while a short

5. Ready to Close on a Home Loan?
When purchasing a home, whether you are a first time home buyer or not, the excitement of closing on your home loan is inevitable. Often, there is so much time between applying for the mortgage and the closing that buyers tend to get anxious and begin to think about things that they will need. Peopl

6. Things Not To Do When Applying for a Mortgage
We always talk about all of the things you should do when applying for a mortgage. Most of the time, no one advises consumers of the things not to do when applying for a mortgage. These are probably more important than the to do list. Any one of these things could completely ruin your chances of get

7. Home Saver Advance
It is a known fact that many people are having a difficult time paying their mortgages. These are very challenging times in a very volatile real estate market. A delinquency may be the result of an adjustable rate mortgage or due to a loss of employment. Regardless of what the reason is, there are

8. Finding the Best Mortgage Rate
People are often confused about mortgage rates and why they differ from lender to lender. Even more troublesome is finding the best mortgage rates available. There are some guidelines to follow to find the best mortgage rate for your particular circumstance.

9. Buying a Home with No Money Down
Buy a home with little or no money down using seller concessions, grants, or 100% financing.

10. Buying Investment Property
A large part of the housing boom that took place several years was due to the purchase of second homes and investment homes. Investors account for 40% of the trillions of dollars of US mortgage debt. As the boom came to a halt,



Be sure to visit the Home Ownership Archives for all the articles!



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Homeownership is a Responsibility

Is a Refinance Right For You?

Should You Own a Home

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